Abstract
The agricultural sector, as importance as it is exposed to extremely high degree of disk arising out of natural factors like weather conditions. Uncertainties, regarding the quality and quality of the crop/livestock output due to natural hazards, are one of the basic risks that are constantly faced by every farmer. But majority of farmers are subsistence in natures and are seldom able to bear such risk especially when large loss involved. The information for the study was collected using primary and secondary methods of data collection. For the primary data collection, questionnaires, personal observations and oral interviews were used while existing literature relevant to the topic was consulted for the secondary data. The researcher used chi-square statistical model to analyze the data. At the end of the research work the researcher find out the following: that Agricultural insurance scheme has helped the farmers to get agricultural loans easily from the farmers to get agricultural loans easily from the financial institution by the use of her policy document, which banks accept as enough collateral security from farmers
ABSTRACT
Background to the Study
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